We provide these services...

• Evaluate your employee benefit needs. 
• Explain the details of different benefit plans and provide costs indexes. 
• Negotiate to obtain the most competitive benefits and costs. 
• Make recommendations tailored to suit your special needs and budget. 
• Review your employee benefit plans annually to update coverage and limit costs. 
• Provide effective employee benefits communication programs. 
• Serve as your advocate and advisor to insurance companies, providers and government agencies involving claims, services and regulations.

Benefits for you...

• You save time. We do the time-consuming investigation of the insurance marketplace. 
• You get more for your money with our leadership position to negotiate the lowest rate. 
• Your company can rest assured you have the best talent and expertise working for you. 
• No more endless searching. You get the total benefit solutions package with our comprehensive services.

Employee Benefits

• Health Insurance (PPO, HMO, FFS, TPA, HSA, HRA)
• Group Dental Insurance
• Group Life Insurance
• Group Short and Long-term Disability
• Vision Care
• Voluntary Insurance Products

Pension Programs

• 401(K) Plans
• Defined Contribution Plans
• Defined Benefits Plans
• IRA's and SEP's 

Employee Benefits Consulting

• Managed Care Integration
• Health Care Reform Planning
• Benefit Design and Funding Analysis
• Bid Preparation, Evaluation and Carrier Negotiation
• Section 125 Cafeteria Plans
• Wellness Programs
• Employee Orientation and Communication Programs
• COBRA / HIPAA Administration / Consulting
• HR Navigator & Benchmark Source Resource Center

Detailed Scope of Consulting Services